Ontario Landlord Guide › What counts as persistent late payment of rent in Ontario?

What counts as persistent late payment of rent in Ontario?

Last updated October 23, 2026 · Written for small Ontario landlords

Short answer: Since September 21, 2026, a tenant is considered to have persistently paid rent late when the rent is received more than 7 days after the due date, at least 3 times within a 6-month period. A payment doesn't count as late if it was late only because you applied it to another amount the tenant owed, such as arrears. The notice for this is the N8.

Official source: Tribunals Ontario: Legislative changes at the LTB effective September 21, 2026 · Last checked Oct 2026

What counts as one late payment

A worked example

Rent is due on the 1st of each month. The landlord's ledger shows:

Rent dueReceivedDays after the due dateCounts?
November 1, 2026Thursday, November 12, 202611Yes
December 1, 2026December 8, 20267No (not more than 7)
January 1, 2027Monday, January 11, 202710Yes
February 1, 2027February 1, 20270No
March 1, 2027Tuesday, March 9, 20278Yes

That's three payments more than 7 days late between November 2026 and March 2027, which is within 6 months, so the definition is met. Your records are the proof, so write down the date each payment actually arrived and what you applied it to.

The N8 notice: dates that trip people up

Unpaid rent, as opposed to late rent, is a different notice: the N4, with its new 7-day rule. The free September 2026 changes checklist puts this rule next to the other September changes, and the $19 toolkit includes a persistent-late checker spreadsheet.

Official sources

Not legal advice. This site is general information written by a small Ontario landlord, based on official Ontario and Tribunals Ontario sources as of October 23, 2026. Laws and LTB forms change; check the linked official source before you act, and talk to a lawyer or licensed paralegal (or call the LTB at 1-888-332-3234) about your situation. Not affiliated with the Government of Ontario, Tribunals Ontario or the Landlord and Tenant Board. Full disclaimer.